Posts

Showing posts from August, 2018

Monthly Checkup - One month down, no better.

Its been about a month since I started this blog, and right now I do not think its getting easier.  I have let the budgeting slide again for this month, to many little things have come up which lead to having to pay extra.  First its was medical payments, then birthday party/gifts, car payments, credit cards, rental instrument, the list goes on.  Its like you paid and before the end of payday you are broke, and don't even know where the money went. According to my excel spreadsheet (not a budget), just expenses I should have extra money left over every paycheck, but it never seems to happen.  Its not like we are taking grand vacations, the eating out has declined a lot of the course of the month, but its not helping. Seems every time I try and save, another issues rises.   Get higher paying job, more bills.   I guess its time to look for a second job, till I can find a hustle that works.

August 2nd purchase report

Today started off with a trip to Starbucks, as I did not have any breakfast items for the house, followed by lunch at work, and then a trip to the supermarket after for supplies. Starbucks: $12.34 Lunch: $11.09 Supermarket: $48.12 ---- Today's Total:  $71.55 Weekly Total to date:   $126.69 Once again I believe at least 95% of these purchases are for food.  This week I am doing nothing in changing the habits, just recording a normal week to get the baseline, and then go from there and try and improve my spending habits.

Record of Purchases for Aug 1st.

Since I am trying to stick to recording all my purchase each day, I have both yesterday and todays information listed here.  I was tired and forgot to post last night.  Jul 31 ------- Sprouts:  $14.95 EvGo:  $9.60 DQ: $10.38 Vending Machine:  $2.50 Total Cost:   $27.43  Of that money I could have probably saved the 9.60 if I switched out my electric car for another, and skipped dessert at DQ. Aug 1 ---------- 7-11 - $3.94 -  Drink/Snack Lunch - $9.04 - Sandwich Dessert - $14.73 - Menchies (3 froyo's) Total:  $27.71 Only 2 days and notice any patterns?   I kind of expected that majority of my "unscheduled" money goes towards food items. I could have saved the $9.04 for lunch if I had made something at home, but I was not in the mood to prepare something.  So the total for two days so far:  $55.14 Additionally I have scheduled payments due on the first.  These include rent, cable, heal...